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Investment Solutions, NAVs, Fund Factsheets, Investor Services, Account Statements etc
SIP investment with Aditya Birla Sun Life
Take a look at our bestseller funds – the funds in focus for our investors
Equity Funds
An equity fund is a type of mutual fund that invests in stocks/equity shares of companies of different market capitalization. Equity mutual funds are suitable for investors who are looking for a long-term investment and have a moderate to high-risk appetite. research.
Debt Funds
A debt fund is a category of mutual fund that invests in a mix of debt investments such as treasury bills, government securities (G-Sec), corporate bonds and other money market instruments of varying maturities. Debt mutual funds seek to provide investors capital preservation and regular income
Hybrid Funds
Hybrid mutual funds invest in a mix of asset classes, including equity, debt, allocating investments across various asset classes such as equity and debt. Hybrid funds are ideal for investors looking for a combination of capital protection as well as wealth creation.
WHY CH0OSE US?
Why Aditya Birla Sun Life Mutual Fund is Your Trusted Partner?
Invest big
We are one of the leading asset managers in India, servicing around 8.25 million investor folios *
Find us anywhere
Our PAN-India presence across 290+ locations*, serves investors all around the country.
Invest with the best
Our exemplary asset management skills and consistent risk-adjusted performance are backed by 30 years of strong research and expert fund management.
All investments under one roof
Whatever your financial need, we endeavour to have a mutual fund for you.
Part of a global powerhouse
We are a joint venture between Aditya Birla Group and Sun Life Financial Inc, one of the leading international financial organizations.
Invest big
We are amongst the largest fund houses in the country.
Find us anywhere
Our PAN-India presence across 247 locations, serves investors all around the country.
Invest with the best
Our exemplary asset management skills and consistent risk-adjusted performance are backed by 25 years of strong research and expert fund managers.
All investments under one roof
Whatever your financial need, we have a mutual fund for you.
Part of a global powerhouse
We are a joint venture between Aditya Birla Group and Sun Life Financial, one of the leading international financial organization.
Learn about Mutual Funds
Mutual Fund Investment Blogs
A mutual fund pools the investors’ money and allots units of the funds as per their share of the assets in the pool. This money is then invested in various types of mutual funds like debt, FOF, Bonds and other securities by a fund manager appointed by respective asset management company.
Mutual Funds in India are managed by professionals with significant knowledge. They are known as fund managers. They aim to grow your investments by investing your money in the best mutual fund schemes. They can help you invest in the best mutual funds in India and guide you about how to invest online.
Also Read - How Mutual Funds work?
Mutual funds in India can be broadly classified into equity funds and debt funds. Equity mutual funds invest in stocks and equity-based securities, while debt funds invest in fixed income securities such as bonds, debentures, and commercial paper. Equity investments are riskier than debt investments, but they offer better returns over the long term. Mutual funds are also categorized into large-cap, mid-cap, small-cap, and multi-cap funds. The investment objective of a fund is to provide long-term capital appreciation while preserving the principal amount invested.
Further, mutual fund schemes can be categorised as:
Open-ended fund: This is a fund where an investor can invest, enter, exit, or redeem at their convenience. It does not have a fixed maturity date
Close-ended fund : A close-ended mutual fund has a fixed maturity date. An investor can online invest in this type of mutual fund scheme when it goes live as an NFO (New Fund Offer). Their money gets redeemed automatically when the fund matures. These funds are listed on stock exchange(s).
Also Read - What is Index Fund?
A mutual fund is an investment route where money is pooled from various individual investors and is invested in financial instruments like stocks, money market instruments, government bonds, and corporate bonds. Mutual funds are an excellent way to invest your money. They offer benefits like diversification and lower fees, but they also have some drawbacks.
Also Read - Mutual Fund Benefits
The mutual fund company hires a portfolio manager and other research staff to manage the portfolio, which means that when you buy shares in a mutual fund, you are actually buying a piece of the underlying assets that make up its holdings. This makes it possible for individual investors without much knowledge or expertise to participate in the stock market without having to worry about understanding complex financial concepts like "portfolio turnover."
Also Read - Basic Terms & Concepts in Mutual Fund
You can start investing in Mutual fund schemes through the AMCs website or from digital partners/platforms that are available in the market. Aditya Birla Capital has come up with an app to help you manage all your Aditya Birla Sun Life Mutual Funds in one place.
However, if you are investing in multiple financial institutions, it could get difficult to manage all websites and accounts. In such a case you can use digital distribution apps that show you your entire portfolio in one place.
Must Read - What are GILT Funds?
You can redeem your units through Investor app or website. The money as per investments and units will be deposited to your account for Equity Schemes within (T+3 )working days and (T+1/ T+2 ) working days for Debt and Liquid Schemes (Please note: Refer SID for the specific scheme details) after your redemption is processed.
Must Read - When to Sell Mutual Funds?
There is no fixed average amount that an investor should invest in a mutual fund however, funds may have a minimum investment amount to make a portfolio.
Also Read - What is the Minimum Investment in Mutual Funds?
The first step before you begin investing in a Mutual Fund Plan, is to understand your capacity to take a risk and the tenure you are comfortable with. Once you are clear on these primary concerns, you can select the best mutual funds for yourself. At Aditya Birla Sun Life Mutual Fund, we take pride in offering you some of the best mutual funds in India, all of which cater to individual needs.
Must Read - How to Choose the Best Mutual Funds?
Mutual funds are a good investment for investors who are looking to diversify their portfolio. To get the most of your investment, an investor could invest in different securities to reduce the portfolio risk.
Also Read - What is AUM?
SIPs (Systematic Investment Plan) are a better alternative to lumpsum investment in mutual funds. Having an SIP can help you reach your financial goals quicker by the following:
1. Instilling Financial Discipline
2. Reduce the fear of volatility in the stock market
3. Reduce the risk of not having investible surplus
Also Read - What is SIP?
Mutual Funds in India, like any other investment are safe when you understand how to invest in them and the way they work. Investors who are investing in equity mutual funds do not have to worry about short-term fluctuation in returns. We at Aditya Birla Sun Life Mutual Fund aim to help our investors choose the best mutual fund for themselves, keeping in mind their goals and risk appetite to try and maximize long-term goals
Also Read - What are Debt Funds?
Yes, mutual fund returns are taxable in most situations:
15% tax – On an investment made in Equity oriented Mutual funds for less than 12 months
10% tax – On any investment that is made for more than 12 months on returns exceeding Rs. 1 Lakh
As Per Tax Slab – If Fund’s exposure to stocks is less than 65% and holding period is less than 65%
If the investment period is more than 3 years, capital gains will be taxed at 20% post indexation benefit
Also Read - New Tax Rules on Debt Funds
Documents Required to invest in Mutual Funds in India via physical mode:
1. 1 Passport Size Photo
2. Copy PAN Card
3. Address proof with above documents
4. Attach the above documents with KYC Form with Signature
Documents Required to invest in Mutual Funds in India via online mode:
1. PAN card (Proof of Identity)
2. Address proof
3. Upload Photo
4. Upload signature
5. Video will be captured
Anybody who has financial goals can invest in a mutual fund scheme. Whether your goals are long-term or short -term, mutual funds can help you reach your goals faster. We at Aditya Birla Sun Life Mutual Fund have mutual fund plans that suit every need of an investor. Once you know your risk appetite and preferred tenure for investment, you can choose the best mutual funds for yourself.
Also Read - What is Equity Fund?